zato je nujno, da se v nacionalno zakonodajo vključijo ustrezne učinkovite in sistematične finančne ali kake druge enakovredne upravne sankcije - recimo sodne prepovedi v kombinaciji z upravnimi kaznimi, redno obveščanje nadzornih organov, kontrole na samem mestu, objave v nacionalnem uradnem listu in tisku, začasna ustavitev dejavnosti družbe (prepoved sklepanja novih pogodb za določeno obdobje), imenovanje posebnega pooblaščenca nadzornih organov, odgovornega za spremljanje in nadzor tega, ali poslovanje poteka skladno z zavarovalnopravnimi predpisi, odvzem dovoljenja za opravljanje tovrstnih zavarovalnih poslov ter sankcije za direktorje in člane uprave - za primer, da zavarovalnica ali njen pooblaščenec ne izpolnjujeta svoje obveznosti, po kateri bi morala v razumnem roku ponuditi odškodnino;
it is therefore necessary to include in national law appropriate effective and systematic financial or equivalent administrative penalties - such as injunctions combined with administrative fines, reporting to supervisory authorities on a regular basis, on-the-spot checks, publications in the national official journal and in the press, suspension of the activities of the company (prohibition on the conclusion of new contracts for a certain period), designation of a special representative of the supervisory authorities responsible for monitoring that the business is run in line with insurance laws, withdrawal of the authorisation for this business line, sanctions to be imposed on directors and management staff - in the event that the insurance undertaking or its representative fails to fulfil its obligation to make an offer of compensation within a reasonable time-limit;