deposits with credit institutions which are repayable on demand or have the right to be withdrawn, and maturing in no more than 12 months, provided that the credit institution has its registered office in a Member State or, if the registered office of the credit institution is situated in a non-Member State, provided that it is subject to prudential rules considered by the UCITS' competent authorities as equivalent to those laid down in Community law, and/or
depoziti pri kreditnih institucijah, ki so izplačljivi na odpoklic ali dajejo vlagatelju pravico do dviga, z rokom dospelosti ne več kakor 12 mesecev, če ima kreditna institucija sedež v državi članici ali, v primeru, da je sedež kreditne institucije v državi nečlanici, če zanjo veljajo pravila varnega in skrbnega poslovanja, ki so po mnenju pristojnih organov za nadzor KNPVP enakovredna pravilom iz zakonodaje Skupnosti; in/ali