If losses subject to an application for indemnification by the policyholder relate to rights which are in dispute, the insurer may defer the payment of the claim until the dispute is settled in favour of the policy holder by the court or arbitration body provided for in the loan agreement or the commercial contract, respectively.
Če se izgube, za katere da zavarovalec vlogo za odškodnino, nanašajo na pravice, o katerih teče spor, lahko zavarovatelj odloži plačilo zahtevka, dokler sodišče ali arbitražno telo, predvideno v posojilni ali trgovinski pogodbi, ne reši spora v prid zavarovalca.