the statistical elements of the valuation and the allowance for expenses used shall be chosen prudently, having regard to the State of the commitment, the type of policy and the administrative costs and commissions expected to be incurred;
statistične elemente vrednotenja in nadomestilo za stroške je treba smotrno izbrati, ob upoštevanju države obveznosti, vrste police ter pričakovanih upravnih stroškov in provizij;