Za namene odstavkov 1, 2 in 3 lahko države članice uporabijo utež 20 % za aktivne postavke, ki predstavljajo terjatve in druge izpostavljenosti do kreditnih institucij z dospelostjo več kakor eno leto in ne več kakor tri leta in utež 50 % za aktivne postavke, ki predstavljajo terjatve do kreditnih institucij z dospelostjo več kakor tri leta, pod pogojem, da so te dolžniški instrumenti, ki jih je izdala kreditna institucija, in da so ti dolžniški instrumenti po mnenju pristojnih organov dejansko prenosljivi (tržljivi) na trgu, ki ga tvorijo strokovni izvajalci, ter da dnevno kotirajo na tem trgu ali pa so njihovo izdajo odobrili pristojni organi države članice, iz katere izvira kreditna instiucija, ki jih je izdala.
For the purposes of paragraphs 1/2 and 3, Member States may apply a weighting of 20% to asset items constituting claims on and other exposures to credit institutions with a maturity of more than one but not more than three years and a weighting of 50% to asset items constituting claims on credit institutions with a maturity of more than three years, provided that the latter are represented by debt instruments that were issued by a credit institution and that those debt instruments are, in the opinion of the competent authorities, effectively negotiable on a market made up of professional operators and are subject to daily quotation on that market, or the issue of which was authorised by the competent authorities of the Member State of origin of the issuing credit institutions.