Ker na podlagi Direktive Sveta 92/49/EGS z dne 18. junija 1992 o približevanju zakonov in drugih predpisov, ki se nanašajo na neposredno zavarovanje razen življenjskega zavarovanja in ki spreminja Direktivi 73/239/EGS in 88/357/EGS fn in Direktivo Sveta 92/96/EGS z dne 10. novembra 1992 o usklajevanju zakonov in drugih predpisov o neposrednem življenjskem zavarovanju, ki spreminja Direktivi 79/267/EGS in 90/619/EGS fn, je začetek opravljanja in opravljanje dejavnosti zavarovanja pogojeno s podelitvijo enotnega uradnega dovoljenja, ki ga izdajo organi države članice, v kateri ima zavarovalnica statutarni sedež (matična država članica);
Whereas, under Council Directive 92/49/EEC of 18 June 1992 on the coordination of laws, regulations and administrative provisions relating to direct insurance other than life assurance and amending Directives 73/239/EEC and 88/357/EEC (6) and Council Directive 92/96/EEC of 10 November 1992 on the coordination of laws, regulations and administrative provisions relating to direct life assurance and amending Directives 79/267/EEC and 90/619/EEC (7) the taking up and the pursuit of the business of insurance are subject to the granting of a single official authorisation issued by the authorities of the Member State in which an insurance undertaking has its registered office (home Member State);