vendar je do nadaljnje uskladitve zavarovalno-tehničnih rezervacij znesek, enak 75 % razlike med zneskom škodnih rezervacij, ki ga podjetje izračuna po pavšalni stopnji, pri čemer uporabi minimalni odstotek na premije, ter zneskom, ki bi ga dobili, če bi rezerve računali po postopku “pogodba za pogodbo” - če nacionalna zakonodaja daje možnost izbiranja med dvema metodama, možno-upoštevati pri minimalnem kapitalu do 20 %.
however, pending further coordination of technical reserves, an amount equivalent to 75 % of the difference between the amount of the reserve for outstanding risks calculated at a flat rate by the undertaking by application of a minimum percentage in relation to premiums and the amount that would have been obtained by calculating the reserve contract by contract where the national law gives an option between the two methods, can be taken into account in the solvency margin up to 20 %.