"združitev" pomeni postopek, s katerim ena kreditna institucija ali več ("prevzete institucije") ob prenehanju, ne da bi bila opravljena likvidacija, prenese vsa svoja sredstva in obveznosti na drugo kreditno institucijo ("prevzemno institucijo"), ki je lahko na novo ustanovljena kreditna institucija;
"merger" shall mean an operation whereby one or more credit institutions (the merging institutions), on being dissolved without going into liquidation, transfer all their assets and liabilities to another credit institution (the acquiring institution), which may be a newly established credit institution,