(2) Nelikvidna sredstva so naložbe banke v delnice borze, klirinško depotne družbe, terjatve iz naslova vplačil v jamstveni sklad pri klirinško depotni družbi, terjatve iz naslova vplačil v druge sklade, ki so namenjeni vzajemnemu jamstvu za izpolnitev obveznosti več oseb, in druga sredstva, ki jih ni mogoče unovčiti v času, ki je potreben zaradi pravočasne izpolnitve zapadlih denarnih obveznosti.
(2) Non-liquid assets are a bank's investments in shares of a brokerage house or a clearing and depository company, claims deriving from payments into the guarantee fund of a clearing and depository company, claims deriving from payments into other funds intended for mutual guarantees for the fulfilment of the liabilities of several persons, and other assets which cannot be converted into cash within the time needed for the timely performance of due financial liabilities.