Definicija: The financial facility or system by which goods and services are provided in return for deferred, instead of immediate, payment.
Vir definicije: ODE
Definicija: Loans and credits are different finance mechanisms. Both are banking products that provide capital to the borrower but differ in terms of definition and objectives. While a loan provides all the money requested in one go at the time it is issued, in the case of a credit, the bank provides the customer with an amount of money, which can be used as required, using the entire amount borrowed, part of it or none at all.
Vir definicije: What is the difference between a loan and a credit? Banco Santander S.A.