Definicija: security interest option used to ensure that funds are repaid, obligations are met and services are performed. A lien can be formed by agreement between the two parties, or can be imposed by law. It is the right to detain the assets/property but the lender has no right to sell the assets unless stated in the contract.
Vir definicije: Difference Between Lien and Pledge; DifferenceBetween.com
Definicija: non-possessory lien, the collateral is not physically possessed by the lending institution but its right on the collateral is recognized and protected by the law. The lender is allowed to repossess the asset upon payment default
Vir - besedilo: The Business Professor, https://thebusinessprofessor.com/lesson/possessory-and-non-possessory-liens-defined/
Definicija: zastavna pravica na premičnini, pri kateri zastavljena premičnina ni izročena v neposredno posest zastavnemu upniku niti ni izročena v neposredno posest tretji osebi za zastavnega upnika, ampak zastavljena premičnina ostane v neposredni posesti zastavitelja ali tretje osebe zanj