Definicija: Finančno delovanje ali sistem preko katerega se nudi blago in storitve v zameno za odloženo plačilo, v nasprotju s tistim, ki se plača takoj.
Vir definicije: ODE
Vir - besedilo: Tezaver Gemet, https://www.eionet.europa.eu/gemet/sl/about/
Definicija: The financial facility or system by which goods and services are provided in return for deferred, instead of immediate, payment.
Vir definicije: ODE
Definicija: Loans and credits are different finance mechanisms. Both are banking products that provide capital to the borrower but differ in terms of definition and objectives. While a loan provides all the money requested in one go at the time it is issued, in the case of a credit, the bank provides the customer with an amount of money, which can be used as required, using the entire amount borrowed, part of it or none at all.
Vir definicije: What is the difference between a loan and a credit? Banco Santander S.A.
Definicija: oblika dolžniško-upniškega razmerja, kjer je predmet posoje DENAR. To razmerje lahko nastopa med fizičnimi ali pravnimi osebami. Vračilo denarja lahko poteka v celoti ali v obrokih. Praviloma je znesek vračila večji od izposojenega. Razlika so obresti; nadomestilo oziroma cena za uporabo izposojenih sredstev.
Vir definicije: Denarni supermarket, http://denarnisupermarket.vzajemci.com/knjiznica/?id=114
Opomba: S posojilno pogodbo se posojilodajalec zavezuje, da bo posojilojemalcu izročil določen znesek denarja ali določeno količino drugih nadomestnih stvari, posojilojemalec pa se zavezuje, da mu bo po določenem času vrnil enak znesek denarja oziroma enako količino stvari iste vrste in kakovosti.
Vir opombe: Obligacijski zakonik, Uradni list RS, št. 97/07 – uradno prečiščeno besedilo, 64/16 – odl. US in 20/18 – OROZ631
Definicija: Loans and credits are different finance mechanisms. Both are banking products that provide capital to the borrower but differ in terms of definition and objectives. While a loan provides all the money requested in one go at the time it is issued, in the case of a credit, the bank provides the customer with an amount of money, which can be used as required, using the entire amount borrowed, part of it or none at all.
Vir definicije: What is the difference between a loan and a credit? Banco Santander S.A.
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Definicija: oblika posebnih spodbud v okviru Svetovne trgovinske organizacije, kot so neposredno financiranje, ponovno financiranje, subvencioniranje obrestne mere, zavarovanje izvoznih kreditov in poroštva zanje, odloženo izdajanje računov in vse druge neposredne ali posredne oblike udeležbe, ki jih države zagotavljajo za spodbujanje izvoza
Vir definicije: Glosar skupne kmetijske politike (posodobitev 2014)
Definicija: government financial support, direct financing, guarantees, insurance or interest rate support provided to foreign buyers to assist in the financing of the purchase of goods from national exporters
Vir definicije: OECD Glossary of Statistical Terms
Opomba: loans provided to the exporter, rather than to the foreign buyer, are not considered export credits
Vir opombe: WTO Disciplines on Subsidies and Countervailing Measures, June 2014, Cambridge University Press
Vir - besedilo: 32000L0012 Direktiva 2000/12/ES Evropskega parlamenta in Sveta z dne 20. marca 2000 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32000L0012 Directive 2000/12/EC of the European Parliament and of the Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 31974D0393 Odločba Sveta z dne 22. julija 1974 o uvedbi posvetovalnega postopka za sporazume o sodelovanju med državami članicami in tretjimi državami, člen 4 (1)
Vir - ustanova: Ministrstvo za gospodarstvo
Sobesedilo: Kadar pa se posvetovanja nanašajo na dogovore, zaveze in ukrepe na področju kreditnega zavarovanja, kreditnih jamstev in finančnih kreditov, potekajo v Skupini za usklajevanje politike za kreditna zavarovanja, kreditne garancije in finančne kredite, ustanovljeno s Sklepom Sveta z dne 27. septembra 1960.
Vir - besedilo: 31974D0393 Council Decision of 22 July 1974 establishing a consultation procedure for cooperation agreements between Member States and third countries, Article 4 (1)
Sobesedilo: When, however, these consultations relate to arrangements, commitments and measures in the field of credit insurance, credit guarantees and financial credits, they shall take place within the Policy Coordination Group for Credit Insurance, Credit Guarantees and Financial Credits set up by the Council Decision of 27 September 1960 (1).
Vir - besedilo: 32000L0012 Direktiva 2000/12/ES Evropskega parlamenta in Sveta z dne 20. marca 2000 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Definicija: The lending of money, or of a right to money, to members of the public by banks, finance houses, pawnbrokers and money-lenders, for the purpose of buying consumer goods, the goods themselves often being taken as a security for the loan. Directive 87/102/EEC lays down the conditions for harmonizing legal, regulatory and administrative provisions relating to consumer credit in the Member States.
Vir - besedilo: 32000L0012 Directive 2000/12/EC of the European Parliament and of the Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions
Definicija: omogoča občasno koriščenje potrebnih likvidnih sredstev. Črpanje kredita najavite banki dan pred koriščenjem in ga vračate z nakazilom prek plačilnega naloga, obresti pa se obračunavajo le na črpani del kredita
Vir definicije: Abanka
Vir - besedilo: 31996R2223 Uredba Sveta (ES) št. 2223/96 z dne 25. junija 1996 o Evropskem sistemu nacionalnih in regionalnih računov v Skupnosti, Priloga A
Vir - besedilo: 31996R2223 Council Regulation (EC) No 2223/96 of 25 June 1996 on the European system of national and regional accounts in the Community, Annex A, 5.81 k
Vir - besedilo: 32002D0990 Odločba Komisije z dne 17. decembra 2002 o nadaljnjem pojasnilu Priloge A k Uredbi Sveta (ES) št. 2223/96 glede načel za spremljanje cen in količin v nacionalnih računih, Priloga I(3.5.2.)(3)
Vir - besedilo: 32002D0990 Commission Decision of 17 December 2002 further clarifying Annex A to Council Regulation (EC) No 2223/96 as concerns the principles for measuring prices and volumes in national accounts, Annex I(3.5.2.)(3)
Definicija: omogoča občasno koriščenje potrebnih likvidnih sredstev. Črpanje kredita najavite banki dan pred koriščenjem in ga vračate z nakazilom prek plačilnega naloga, obresti pa se obračunavajo le na črpani del kredita
Vir definicije: Abanka
Vir - besedilo: 31996R2223 Uredba Sveta (ES) št. 2223/96 z dne 25. junija 1996 o Evropskem sistemu nacionalnih in regionalnih računov v Skupnosti, Priloga A
Vir - besedilo: 31996R2223 Council Regulation (EC) No 2223/96 of 25 June 1996 on the European system of national and regional accounts in the Community, Annex A, 5.81 k
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 32000L0012 Direktiva 2000/12/ES Evropskega parlamenta in Sveta z dne 20. marca 2000 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Definicija: The lending of money, or of a right to money, to members of the public by banks, finance houses, pawnbrokers and money-lenders, for the purpose of buying consumer goods, the goods themselves often being taken as a security for the loan. Directive 87/102/EEC lays down the conditions for harmonizing legal, regulatory and administrative provisions relating to consumer credit in the Member States.
Vir - besedilo: 32000L0012 Directive 2000/12/EC of the European Parliament and of the Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions
Definicija: Pravni dogovor, pri katerem ena stran posodi denar drugi za nakup lastnine, pri čemer se lastnina uporabi kot jamstvo za odplačilo posojila.
Vir definicije: prevod
Vir - besedilo: 32000L0012 Direktiva 2000/12/ES Evropskega parlamenta in Sveta z dne 20. marca 2000 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Definicija: A legal agreement whereby money is lent by one party to another to purchase property, the property acting as security for repayment of the loan.
Vir definicije: Tacis - Dictionary of Economic and Management Terms, European Commission, 1994
Vir - besedilo: 32000L0012 Directive 2000/12/EC of the European Parliament and of the Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 32001O0003 Guideline of the European Central Bank of 26 April 2001 on a Trans-European Automated Real-time Gross Settlement Express Transfer system (Target)
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 32007O0009 Smernica Evropske centralne banke z dne 1. avgusta 2007 o denarni statistiki, statistiki finančnih institucij in statistiki finančnih trgov (preoblikovano)
Vir - ustanova: Ministrstvo za finance, Banka Slovenije
Definicija: kratkoročni kredit, s katerim banka dovoli prekoračitev pozitivnega stanja na transakcijskem računu znotraj delovnega dne banke z namenom nemotenega izvrševanja plačilnih transakcij
Vir definicije: Meddnevni limit na transakcijskem računu, SKB banka d.d.
Definicija: kreditna pogodba, pri kateri je kredit: (a) denominiran v valuti, ki ni valuta, v kateri potrošnik prejema dohodek, niti ni valuta njegovih sredstev, iz katerih se bo odplačeval kredit, ali (b) denominiran v valuti, ki ni valuta države članice, v kateri prebiva potrošnik
Vir definicije: 32014L0017 Direktiva 2014/17/ЕU Evropskega parlamenta in Sveta z dne 4. februarja 2014 o potrošniških kreditnih pogodbah za stanovanjske nepremičnine in spremembi direktiv 2008/48/ES in 2013/36/EU ter Uredbe (EU) št. 1093/2010
Definicija: credit agreement where the credit is: (a) denominated in a currency other than that in which the consumer receives the income or holds the assets from which the credit is to be repaid; or (b) denominated in a currency other than that of the Member State in which the consumer is resident
Vir definicije: 32014L0017 Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 31990D0266 Sklep Komisije z dne 13. junija 1990 o sprejemu zaveze, ki jo je dala Kraljeva tajska vlada v zvezi s postopkom izravnalne dajatve glede uvoza krogličnih ležajev, katerih največji zunanji premer ne presega 30 mm, s poreklom na Tajskem, uvod (37)
Vir - besedilo: 31990D0266 Commission Decision of 13 June 1990 accepting an undertaking given by the Royal Thai Government in connection with the countervailing duty proceeding concerning imports of ball bearings with a greatest external diameter not exceeding 30 mm, originating in Thailand, Preamble (37)
Vir - besedilo: 320014L0017: Direktiva 2014/17/?U Evropskega parlamenta in Sveta z dne 4. februarja 2014 o potrošniških kreditnih pogodbah za stanovanjske nepremičnine in spremembi direktiv 2008/48/ES in 2013/36/EU ter Uredbe (EU) št. 1093/2010
Vir - besedilo: 320014L0017: Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010
Vir - besedilo: 32009R0025 Uredba (ES) št.25/2009 Evropske centralne banke z dne 19. decembra 2008 o bilanci stanja sektorja denarnih finančnih institucij
Vir - besedilo: 32009R0025 Regulation (EC) No 25/2009 of the European Central Bank of 19 December 2008 concerning the balance sheet of the monetary financial institutions sector
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Definicija: a letter from a bank guaranteeing that a buyer’s payment to a seller will be received on time and for the correct amoun
Vir definicije: Investopedia
Vir - besedilo: 32000R2488 Council Regulation (EC) No 2488/2000 of 10 November 2000 maintaining a freeze of funds in relation to Mr Milosevic and those persons associated with him and repealing Regulations (EC) Nos 1294/1999 and 607/2000 and Article 2 of Regulation (EC) No 926/98, Article 1