Vir - besedilo: 32000L0012 Direktiva 2000/12/ES Evropskega parlamenta in Sveta z dne 20. marca 2000 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Definicija: The cost, often annual, paid by a borrower to a lender over a period of time. It is intended to compensate a lender for the sacrifice of losing immediate use of money and for the inflationary erosion of its buying power over the life of the loan and for the risk involved in lending the money. Interest rates are sensitively responsive to the supply and demand factors of credit and to inflationary expectations.
Vir definicije: Reuters Glossary of International, Financial and Economic Terms, Longman, 1994
Vir - besedilo: 32000L0012 Directive 2000/12/EC of the European Parliament and of the Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions
Definicija: The interest rate paid for borrowed funds or the interest itself
Vir definicije: Wikipedia
Vir - besedilo: 31988R0411 COMMISSION REGULATION(EEC) No 411/88 of 12 February 1988 on the method and the rate of interest to be used for calculating the costs of financing intervention measures comprising buying-in, storage and disposal , (7)
Vir - besedilo: 31999R2623 UREDBA KOMISIJE (ES) št. 2623/1999 z dne 10. decembra 1999 o spremembi Uredbe (EGS) št. 411/88 o metodi in obrestni meri, ki se uporabljata za izračun stroškov financiranja intervencijskih ukrepov, ki obsegajo odkup, skladiščenje in prodajo, uvod (2)
Vir - ustanova: Ministrstvo za kmetijstvo, gozdarstvo in prehrano
Vir - besedilo: 31999R2623 COMMISSION REGULATION(EC) No 2623/1999 of 10 December 1999 amending Regulation (EEC) No 411/88 on the method and the rate of interest to be used for calculating the costs of financing intervention measures comprising buying-in, storage and disposal, Preamble (2)
Vir - besedilo: 31998L0007 Directive 98/7/EC of the European Parliament and of the Council of 16 February 1998 amending Directive 87/102/EEC for the approximation of the laws, regulations and administrative provisions of the Member States concerning consumer credit, Preamble (5)
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 31988R2050 UREDBA SVETA (EGS) št. 2050/88 z dne 24. junija 1988 o spremembi Uredbe (EGS) št. 1883/78 o splošnih pravilih za financiranje intervencij iz Evropskega kmetijskega usmerjevalnega in jamstvenega sklada, Jamstvenega oddelka, uvod (11)
Vir - ustanova: Ministrstvo za kmetijstvo, gozdarstvo in prehrano
Vir - besedilo: 31988R2050 Council Regulation (EEC) No 2050/88 of 24 June 1988 amending Regulation (EEC) No 1883/78 laying down general rules for the financing of interventions by the European Agricultural Guidance and Guarantee Fund, Guarantee Section, Preamble (11)
Vir - besedilo: 31989R0439 COMMISSION REGULATION(EEC) No 439/89 of 22 February 1989 amending Regulation (EEC) No 411/88 on the method to be used and the interest rates to be applied for the calculation of the cost of financing intervention in the form of buying in, storage and disposal, Preamble (3)
Vir - besedilo: 32004R0794 Uredba Komisije (ES) št. 794/2004 z dne 21. aprila 2004 o izvajanju Uredbe Sveta (ES) št. 659/1999 o določitvi podrobnih pravil za uporabo člena 93 Pogodbe ES, Priloga I(III.4)(2.4.2)
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32004R0794 Commission Regulation (EC) No 794/2004 of 21 April 2004 implementing Council Regulation (EC) No 659/1999 laying down detailed rules for the application of Article 93 of the EC Treaty, Annex I(III.4)(2.4.2)
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 32000O0007 Guideline of the European Central Bank of 31 August 2000 on monetary policy instruments and procedures of the Eurosystem, 3.1.1.c
Definicija: v odstotku izražena stopnja, ki izraža razmerje med skupnimi stroški kredita in zneskom kredita. Izračuna se z upoštevanjem pogojev kredita, to je zneska kredita, datuma črpanja, dobe odplačila, števila mesečnih anuitet, obrestne mere, skupnih stroškov kredita
Vir definicije: ABanka, https://www.abanka.si/nasveti/najemam-kredit/bancni-izrazi
Vir - besedilo: 31989R1644 UREDBA KOMISIJE (EGS) št. 1644/89 z dne 12. junija 1989 o spremembi Uredbe (EGS) št. 411/88 o metodi in obrestni meri, ki se uporabljata za izračun stroškov financiranja intervencijskih ukrepov, ki obsegajo odkup, skladiščenje in prodajo, Priloga
Vir - ustanova: Ministrstvo za kmetijstvo, gozdarstvo in prehrano
Vir - besedilo: 31989R1644 COMMISSION REGULATION(EEC) No 1644/89 of 12 June 1989 amending Regulation (EEC) No 411/88 on the method and the rate of interest to be used for calculating the costs of financing intervention measures comprising buying-in, storage and disposal, Annex
Vir - besedilo: 32002O0002 Smernica Evropske centralne banke z dne 6. februarja 2003 o nekaterih statističnih zahtevah Evropske centralne banke za poročanje ter postopkih poročanja statističnih informacij nacionalnih centralnih bank s področja denarne in bančne statistike
Definicija: The retail interest rates should only be used for statistical purposes. Retail interest rates are those interest rates that banks charge on loans to and pay on deposits from small businesses and personal customers. The euro area rates are calculated as the weighted average of national interest rates. Six deposit rates and four lending rates are published in the ECB Monthly Bulletin.
Vir - besedilo: 32002O0002 Guideline of the European Central Bank of 6 February 2002 concerning certain statistical reporting requirements of the European Central Bank and the procedures for reporting by the national central banks of statistical information in the field of money and banking statistics
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - ustanova: Banka Slovenije
Opomba: usklajeno na Ministrstvu za finance, december 2003
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Definicija: uporablja se pri določenih poslih kot izhodišče, npr. pri kreditiranju pravnih oseb, kjer banka izhodiščni obrestni meri dodaja še odstotne deleže, ki so odvisni od bonitete posojilojemalca in drugih njegovih lastnosti
Vir definicije: Slovarček, Vzajemci.com
Sobesedilo: V skladu s to metodologijo Vas Komisija obvešča, da je nova izhodiščna obrestna mera za izračun referenčne obrestne mere in diskontne stopnje v Vaši državi: -0,35 %
Sobesedilo: Referenčne obrestne mere, diskontne stopnje in obrestne mere za vračilo državne pomoči, Evropska Komisija, GD za konkurenco (COMP/H1/pdr ap/D 2020 119109)
Vir - besedilo: 31998Q0430 Finančna Uredba z dne 16. junija 1998 o sodelovanju pri razvojnem financiranju v okviru Četrte konvencije AKP-ES (98/430/ES), člen 61(3)(c)
Vir - besedilo: 31998Q0430 Financial Regulation of 16 June 1998 applicable to development finance cooperation under the fourth ACP-EC Convention (98/430/EC), Article 61(3)(c)
Vir - besedilo: 32002O0002 Smernice Evropske centralne banke z dne 7. marca 2002 o spremembi Smernice ECB/2000/7 o instrumentih in postopkih monetarne politike Evrosistema, 5.1.5 (d)(2)
Vir - ustanova: Ministrstvo za finance, Banka Slovenije
Sobesedilo: Pri avkciji nizozemskega tipa je dodelitvena obrestna mera/cena/swap točke, ki se uporablja za vse sprejete protiponudbe, enaka mejni obrestni meri/ceni/swap točkam (tj. tisti, pri kateri se izčrpa znesek za dodelitev).
Vir - besedilo: 32002O0002 Guidline of the european Central Bank of March 7 2002 amending Guideline ECB/2000/7 on monetary instruments and procedures of the Eurosystem, 5.1.5 (d)(2)
Sobesedilo: In a single rate auction (Dutch auction), the allotment interest rate/price/swap point applied for all satisfied bids is equal to the marginal interest rate/price/swap point (i.e. that at which the total allotment is exhausted).
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Definicija: v odstotku izražena stopnja, ki izraža razmerje med skupnimi stroški kredita in zneskom kredita. Izračuna se z upoštevanjem pogojev kredita, to je zneska kredita, datuma črpanja, dobe odplačila, števila mesečnih anuitet, obrestne mere, skupnih stroškov kredita
Vir definicije: ABanka, https://www.abanka.si/nasveti/najemam-kredit/bancni-izrazi
Vir - besedilo: 31998L0007 Directive 98/7/EC of the European Parliament and of the Council of 16 February 1998 amending Directive 87/102/EEC for the approximation of the laws, regulations and administrative provisions of the Member States concerning consumer credit, Preamble (5)
Vir - besedilo: 31999R1260 Uredba Sveta (ES) št. 1260/1999 z dne 21. junija 1999 o splošnih določbah o Strukturnih skladih, člen 28(3)
Vir - ustanova: Ministrstvo za gospodarstvo
Sobesedilo: Pri izvajanju ukrepov ima načelno prispevek skladov obliko nepovratne pomoči (v nadaljevanju "direktna pomoč"), pa tudi druge oblike, kakršne so vračljiva pomoč, subvencionirana obrestna mera, jamstvo, delež v lastniškem kapitalu, delež v tveganem kapitalu ali druge oblike financiranja.
Vir - besedilo: 31999R1260 Council Regulation (EC) No 1260/1999 of 21 June 1999 laying down general provisions on the Structural Funds, Article 28(3)
Sobesedilo: In implementing measures, the contribution of the Funds shall principally take the form of non-repayable direct assistance (hereinafter referred to as "direct assistance"), as well as other forms, such as repayable assistance, an interest-rate subsidy, a guarantee, an equity holding, a venture-capital holding or another form of finance.
Definicija: medbančna obrestna mera, po kateri si reprezentativne banke iz evroobmočja medsebojno ponujajo depozite (posojajo denar) za določeno ročnost (do 1 leta)
Definicija: daily reference rate, published by the European Money Markets Institute, based on the averaged interest rates at which Eurozone banks offer to lend unsecured funds to other banks in the euro wholesale money market (or interbank market)
Vir definicije: Oliver Wyman, A Tale of Two Benchmarks, The Future of Euro Interest Rates, Marsh & McLennan Companies
Sobesedilo: European Central Bank (ECB) is simultaneously developing Euro Short-Term Rate (ESTER), a new euro unsecured overnight interest rate, a possible alternative to Eonia and, potentially, to Euribor
Definicija: interest-rate average calculated from estimates submitted by the leading banks in London. Each bank estimates what it would be charged were it to borrow from other banks. Libor rates are calculated for five currencies (USD, EUR, GBP, JPY, CHF) and seven borrowing periods ranging from overnight to one year
Vir - besedilo: 31989R2712 Uredba Komisije (EGS) št. 2712/89 z dne 7. septembra 1989 o spremembi Uredbe (EGS) št. 1432/88 o podrobnih pravilih za uporabo prelevmana iz naslova oodgovornosti v sektorju žit
Vir - ustanova: Ministrstvo za kmetijstvo, gozdarstvo in prehrano
Vir - besedilo: 31989R2712 Commission Regulation (EEC) No. 2712/89 of 7 September 1989 amending Regulation (EEC) No. 1432/88 laying down detailed rules for applying the co-responsibility levy in the cereals sector
Vir - besedilo: 32001D0914 SKLEP EVROPSKE CENTRALNE BANKE z dne 6. decembra 2001o razporeditvi denarnega prihodka nacionalnih centralnih bank sodelujočih držav članic za poslovno leto 2002, uvod (7)
Vir - ustanova: Ministrstvo za finance, Banka Slovenije
Sobesedilo: V tem smislu se obrestna mera glavnega refinanciranja, ki jo v svojih ponudbah uporablja Evrosistem za operacije glavnega refinanciranja, šteje kot ustrezna.
Definicija: "Obrestna mera glavnih operacij refinanciranja" pomeni mejna obrestna mera, ki se občasno uporablja za najnovejše glavne operacije refinanciranja Evrosistema, pri čemer mejna obrestna mera pomeni obrestna mera, po kateri se črpa celotna dodelitev plačilnega sredstva.
Vir - besedilo: 32001O0003 SMERNICA EVROPSKE CENTRALNE BANKE z dne 26. aprila 2001o transevropskem sistemu bruto poravnave v realnem času (TARGET), člen 1(1)
Vir - ustanova: Ministrstvo za finance, Banka Slovenije
Definicija: "Main refinancing operations rate" shall mean the marginal interest rate applicable from time to time for the Eurosystem's most recent main refinancing operation, whereby marginal interest rate shall mean the interest rate at which the total tender allotment is exhausted.
Vir - besedilo: 32001D0914 DECISION OF THE EUROPEAN CENTRAL BANK of 6 December 2001 on the allocation of monetary income of the national central banks of participating Member States from the financial year 2002, Preamble (7)
Vir - besedilo: 32001O0003 GUIDELINE OF THE EUROPEAN CENTRAL BANK of 26 April 2001 on a Trans-European Automated Real-time Gross Settlement Express Transfer system (Target), Article 1(1)
Sobesedilo: In this context, the main refinancing operations rate used by the Eurosystem in its tenders for main refinancing operations is regarded as appropriate.