Definicija: The financial facility or system by which goods and services are provided in return for deferred, instead of immediate, payment.
Vir definicije: ODE
Definicija: Loans and credits are different finance mechanisms. Both are banking products that provide capital to the borrower but differ in terms of definition and objectives. While a loan provides all the money requested in one go at the time it is issued, in the case of a credit, the bank provides the customer with an amount of money, which can be used as required, using the entire amount borrowed, part of it or none at all.
Vir definicije: What is the difference between a loan and a credit? Banco Santander S.A.
Definicija: Finančno delovanje ali sistem preko katerega se nudi blago in storitve v zameno za odloženo plačilo, v nasprotju s tistim, ki se plača takoj.
Vir definicije: ODE
Vir - besedilo: Tezaver Gemet, https://www.eionet.europa.eu/gemet/sl/about/
Definicija: Loans and credits are different finance mechanisms. Both are banking products that provide capital to the borrower but differ in terms of definition and objectives. While a loan provides all the money requested in one go at the time it is issued, in the case of a credit, the bank provides the customer with an amount of money, which can be used as required, using the entire amount borrowed, part of it or none at all.
Vir definicije: What is the difference between a loan and a credit? Banco Santander S.A.
Definicija: oblika dolžniško-upniškega razmerja, kjer je predmet posoje DENAR. To razmerje lahko nastopa med fizičnimi ali pravnimi osebami. Vračilo denarja lahko poteka v celoti ali v obrokih. Praviloma je znesek vračila večji od izposojenega. Razlika so obresti; nadomestilo oziroma cena za uporabo izposojenih sredstev.
Vir definicije: Denarni supermarket, http://denarnisupermarket.vzajemci.com/knjiznica/?id=114
Opomba: S posojilno pogodbo se posojilodajalec zavezuje, da bo posojilojemalcu izročil določen znesek denarja ali določeno količino drugih nadomestnih stvari, posojilojemalec pa se zavezuje, da mu bo po določenem času vrnil enak znesek denarja oziroma enako količino stvari iste vrste in kakovosti.
Vir opombe: Obligacijski zakonik, Uradni list RS, št. 97/07 – uradno prečiščeno besedilo, 64/16 – odl. US in 20/18 – OROZ631
Definicija: A sum of borrowed money upon which the debtor has not made his or her scheduled payments for at least 90 days. A nonperforming loan is either in default or close to being in default.
Vir definicije: Investopedia
Vir - besedilo: OECD Economic Surveys, Slovenia, 2009
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 31996R2223 Council Regulation (EC) No 2223/96 of 25 June 1996 on the European system of national and regional accounts in the Community
Vir - besedilo: 31996R2223 Council Regulation (EC) No 2223/96 of 25 June 1996 on the European system of national and regional accounts in the Community
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32007O0009 Smernica Evropske centralne banke z dne 1. avgusta 2007 o denarni statistiki, statistiki finančnih institucij in statistiki finančnih trgov (preoblikovano)
Vir - ustanova: Ministrstvo za finance, Banka Slovenije
Definicija: kratkoročni kredit, s katerim banka dovoli prekoračitev pozitivnega stanja na transakcijskem računu znotraj delovnega dne banke z namenom nemotenega izvrševanja plačilnih transakcij
Vir definicije: Meddnevni limit na transakcijskem računu, SKB banka d.d.
Vir - besedilo: 32002O0010 Guideline of the European Central Bank of 5 December 2002 on the legal framework for accounting and financial reporting in the European System of Central Banks, Annex IV(2.2)
Vir - besedilo: 32002O0010 Smernica Evropske Centralne Banke z dne 5. decembra 2002 o pravnem okviru za računovodstvo in finančno poročanje v Evropskem sistemu centralnih bank, Priloga IV(2.2)
Opomba: A non-bank lender is a financial institution that offers home loans and other types of loans, but which doesn’t hold a banking licence.
Vir opombe: Understanding Non-Bank Lenders & How they Can Push Your Portfolio Further, https://www.precisionfunding.com.au/understanding-non-bank-lenders-how-they-can-push-your-portfolio-further/
Vir - besedilo: 31996R2223 Council Regulation (EC) No 2223/96 of 25 June 1996 on the European system of national and regional accounts in the Community
Vir - besedilo: 21978A0502(01) Agreement between the European Economic Community (EEC) and Belgium, Denmark, the Federal Republic of Germany, France, Ireland, Italy, Luxembourg, the Netherlands, the United Kingdom, Member States of that Community (Member States), on the one hand, and the International Development Association (Association), on the other hand, Preamble (c)
Vir - besedilo: 21978A0502(01) Sporazum med Evropsko gospodarsko skupnostjo (EGS) in Belgijo, Dansko, Zvezno republiko Nemčijo, Francijo, Irsko, Italijo, Luksemburgom, Nizozemsko, Združenim kraljestvom, državami članicami navedene Skupnosti (države članice) na eni strani in Mednarodnim združenjem za razvoj (združenje) na drugi strani, uvod (c)
Vir - besedilo: 31996R2223 Council Regulation (EC) No 2223/96 of 25 June 1996 on the European system of national and regional accounts in the Community, Annex A, 5.81
Definicija: posojilo, dobljeno na podlagi zastavljenih dragocenosti, vrednostnic ali blaga
Vir definicije: Pojmovnik, Zveza računovodij, finančnikov in revizorjev Slovenije
Vir - besedilo: 31996R2223 Uredba Sveta (ES) št. 2223/96 z dne 25. junija 1996 o Evropskem sistemu nacionalnih in regionalnih računov v Skupnosti, Priloga A
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32001R2423 Regulation (EC) No 2423/2001 of the European Central Bank of 22 November 2001 concerning the consolidated balance sheet of the monetary financial institutions sector, Annex I(2)(table)
Vir - besedilo: 32001R2423 Uredba (ES) št. 2423/2001 Evropske Centralne banke z dne 22. novembra 2001 o konsolidirani bilanci stanja v sektorju monetarnih finančnih institucij, Priloga I(2)(tabela)
Vir - besedilo: 21978A1110(2) AGREEMENT in the form of an exchange of letters between the European Economic Community and the Bank for International Settlements concerning the mobilization of claims held by the Member States under the medium-term financial assistance arrangements
Vir - besedilo: 31996R2223 Council Regulation (EC) No 2223/96 of 25 June 1996 on the European system of national and regional accounts in the Community, Annex A, 5.81
Definicija: posojilo, dobljeno na podlagi zastavljenih dragocenosti, vrednostnic ali blaga
Vir definicije: Pojmovnik, Zveza računovodij, finančnikov in revizorjev Slovenije
Vir - besedilo: 31996R2223 Uredba Sveta (ES) št. 2223/96 z dne 25. junija 1996 o Evropskem sistemu nacionalnih in regionalnih računov v Skupnosti, Priloga A
Vir - besedilo: 31996R2223 Council Regulation (EC) No 2223/96 of 25 June 1996 on the European system of national and regional accounts in the Community
Vir - besedilo: 31996R2223 Council Regulation (EC) No 2223/96 of 25 June 1996 on the European system of national and regional accounts in the Community
Vir - besedilo: 32002D0818 Commission Decision of 8 October 2002 under the provisions of Council Regulation (EC) No 3286/94 concerning trade practices maintained by Korea affecting trade in commercial vessels
Vir - besedilo: 32002D0818 Sklep Komisije z dne 8. oktobra 2002 na podlagi Uredbe Sveta (ES) št. 3286/94 o trgovinski praksi, ki jo ohranja Koreja in ki negativno vpliva na trgovino s trgovskimi plovili
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Definicija: A legal agreement whereby money is lent by one party to another to purchase property, the property acting as security for repayment of the loan.
Vir definicije: Tacis - Dictionary of Economic and Management Terms, European Commission, 1994
Vir - besedilo: 32000L0012 Directive 2000/12/EC of the European Parliament and of the Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 32000L0012 Directive 2000/12/EC of the European Parliament and of the Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions, Article 64(9)
Vir - besedilo: 32000L0012 Direktiva 2000/12/ES Evropskega parlamenta in Sveta z dne 20. marca 2000 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij, člen 64(9)
Definicija: Pravni dogovor, pri katerem ena stran posodi denar drugi za nakup lastnine, pri čemer se lastnina uporabi kot jamstvo za odplačilo posojila.
Vir - besedilo: 32000L0012 Direktiva 2000/12/ES Evropskega parlamenta in Sveta z dne 20. marca 2000 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32002D0818 Commission Decision of 8 October 2002 under the provisions of Council Regulation (EC) No 3286/94 concerning trade practices maintained by Korea affecting trade in commercial vessels
Vir - besedilo: 32002D0818 Sklep Komisije z dne 8. oktobra 2002 na podlagi Uredbe Sveta (ES) št. 3286/94 o trgovinski praksi, ki jo ohranja Koreja in ki negativno vpliva na trgovino s trgovskimi plovili
Vir - besedilo: 32006L0048 Directive 2006/48/EC of the European Parliament and of the council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions
Vir - besedilo: 32006L0048 Direktiva 2006/48/ES Evropskega parlamenta in Sveta z dne 14. junija 2006 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Vir - besedilo: 32000L0012 Directive 2000/12/EC of the European Parliament and of the Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions, Article 49(7)(r)
Vir - besedilo: 32000L0012 Direktiva 2000/12/ES Evropskega parlamenta in Sveta z dne 20. marca 2000 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij
Definicija: credit agreement where the credit is: (a) denominated in a currency other than that in which the consumer receives the income or holds the assets from which the credit is to be repaid; or (b) denominated in a currency other than that of the Member State in which the consumer is resident
Vir definicije: 32014L0017 Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010
Definicija: kreditna pogodba, pri kateri je kredit: (a) denominiran v valuti, ki ni valuta, v kateri potrošnik prejema dohodek, niti ni valuta njegovih sredstev, iz katerih se bo odplačeval kredit, ali (b) denominiran v valuti, ki ni valuta države članice, v kateri prebiva potrošnik
Vir definicije: 32014L0017 Direktiva 2014/17/ЕU Evropskega parlamenta in Sveta z dne 4. februarja 2014 o potrošniških kreditnih pogodbah za stanovanjske nepremičnine in spremembi direktiv 2008/48/ES in 2013/36/EU ter Uredbe (EU) št. 1093/2010
Vir - besedilo: 32001O0003 Guideline of the European Central Bank of 26 April 2001 on a Trans-European Automated Real-time Gross Settlement Express Transfer system (Target)
Vir - besedilo: 31998R0410 Council Regulation (EC, EURATOM) No 410/98 of 16 February 1998 amending Regulation (EC, Euratom) No 58/97 concerning structural business statistics
Vir - besedilo: 31998R0410 Uredba Sveta (ES, EURATOM) št. 410/98 z dne 16. februarja 1998 o spremembi Uredbe (ES, Euratom) št. 58/97 o strukturni statistiki podjetij
Vir - besedilo: 32001D0914 Decision of the European Central Bank of 6 December 2001 on the allocation of monetary income of the national central banks of participating Member States from the financial year 2002, Annex I.A.1.(ii)
Vir - besedilo: 32001D0914 Sklep Evropske centralne banke z dne 6. decembra 2001 o razporeditvi denarnega prihodka nacionalnih centralnih bank sodelujočih držav članic za poslovno leto 2002, Priloga I.A.1.(ii)
Vir - ustanova: Ministrstvo za finance, Banka Slovenije
Vir - besedilo: 21978A0502(01) Agreement between the European Economic Community (EEC) and Belgium, Denmark, the Federal Republic of Germany, France, Ireland, Italy, Luxembourg, the Netherlands, the United Kingdom, Member States of that Community (Member States), on the one hand, and the International Development Association (Association), on the other hand, Preamble (b)
Vir - besedilo: 21978A0502(01) Sporazum med Evropsko gospodarsko skupnostjo (EGS) in Belgijo, Dansko, Zvezno republiko Nemčijo, Francijo, Irsko, Italijo, Luksemburgom, Nizozemsko, Združenim kraljestvom, državami članicami navedene Skupnosti (države članice) na eni strani in Mednarodnim združenjem za razvoj (združenje) na drugi strani, uvod (b)